LONDON · TUESDAY 01 SEPTEMBER 2026
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LIVING IN LONDON

Opening a UK bank account after moving to London

The right account should make salary, rent and everyday payments simple without exposing you to unnecessary fees or fraud.

01

Prepare the likely documents

Providers set their own checks, but identity, address and immigration information may be requested. Read the bank’s current list before an appointment.

02

Compare the everyday basics

Look at monthly fees, cash access, international transfer costs, overdraft terms, app controls and whether the account fits how you are paid.

03

Use a staged setup

A basic account may solve immediate needs while you build address and financial history. Do not open several accounts simply for promotional offers.

04

Protect the account

Never move money because an unexpected caller tells you to. Use the number in the official app or on the bank’s website and enable transaction alerts.